SBS SOAT Report

Reports a vehicle plate’s SOAT (mandatory traffic-accident insurance) record from SBS (Superintendencia de Banca, Seguros y AFP), Peru’s banking and insurance regulator. Returns the siniestralidad (number of accidents covered by SOAT in the last 5 years) and the list of SOAT policies on record: issuing company, vehicle class and use, accidents per policy, coverage window, and status. One lookup, by plate.

SOAT report

POST /pe/sbs/soat/v1

Field	Type	Notes
`plate`	string	Required. The vehicle plate to look up, 4-10 characters (letters, digits, hyphens).

curl https://api.croma.run/pe/sbs/soat/v1 \
  -H "Authorization: Bearer $CROMA_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{ "plate": "ABC123" }'

Response

Field	Notes
`found`	`true` when SOAT information is reported for the plate.
`plate`	The searched plate (trimmed, uppercased).
`report_date`	When the source generated the report (ISO, when parseable).
`data_through`	The source’s data-currency label (for example `ABRIL 2026`).
`accident_count`	Accidents covered by SOAT in the last 5 years (siniestralidad).
`has_active_soat`	`true` when a policy is currently in force (VIGENTE).
`active`	The current (VIGENTE) policy, or `null` when none is active.
`count`	Number of policies on record.
`policies[]`	Policy history, newest first. Empty when the plate has no record.

Each policy (active and every policies[] entry) has company, vehicle_class, vehicle_use, accident_count, policy_number, certificate_number, start_date and end_date (yyyy-mm-dd when parseable), status (VIGENTE / VENCIDA / ANULADA), annulled_date, and comment.

{
  "data": {
    "found": true,
    "plate": "ABC123",
    "report_date": "2026-06-23T20:03:23",
    "data_through": "ABRIL 2026",
    "accident_count": 0,
    "has_active_soat": true,
    "active": {
      "company": "Interseguro",
      "vehicle_class": "Automóvil",
      "vehicle_use": "Particular",
      "accident_count": 0,
      "policy_number": "0594770702",
      "certificate_number": "0594770702",
      "start_date": "2026-02-19",
      "end_date": "2027-02-19",
      "status": "VIGENTE",
      "annulled_date": null,
      "comment": null
    },
    "count": 5,
    "policies": [
      {
        "company": "Interseguro",
        "vehicle_class": "Automóvil",
        "vehicle_use": "Particular",
        "accident_count": 0,
        "policy_number": "0594770702",
        "certificate_number": "0594770702",
        "start_date": "2026-02-19",
        "end_date": "2027-02-19",
        "status": "VIGENTE",
        "annulled_date": null,
        "comment": null
      }
    ]
  }
}

SOAT is Peru’s mandatory traffic-accident insurance. accident_count is the siniestralidad: the number of accidents covered by SOAT policies in the last five years. has_active_soat: false means no policy is currently in force, even if past policies appear in the history.

This lookup can take longer than a typical request. It is an async job. By default the request waits inline and returns { data }, or you can poll / use a callback_url.

Full reference

Schemas, response fields, and an interactive playground.

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SOAT report

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​SOAT report

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SOAT report

Response