> ## Documentation Index > Fetch the complete documentation index at: https://docs.usecroma.com/llms.txt > Use this file to discover all available pages before exploring further. # SBS SOAT, CAT and Vehicle Insurance Report > Look up a Peruvian vehicle plate's SOAT, CAT and vehicle insurance reports from SBS (Superintendencia de Banca, Seguros y AFP), Peru's banking and insurance regulator, in one call. The top level is SOAT (mandatory traffic-accident insurance): `accident_count` (accidents covered in the last 5 years), `policies` (issuing company, vehicle class/use, accidents per policy, policy/certificate number, coverage window, status VIGENTE/VENCIDA/ANULADA, annulment date and reason, rectification date), `has_active_soat` with the current policy as `active`, and `coverages`. `vehicle_insurance` is the private Seguro Vehicular report with the same policy shape and `has_active_policy`. `cat` is the CAT report (certificates AFOCATs issue to public transport vehicles), with `certificates`, `has_active_cat` and `coverages`. `found: false` at any level means that report has nothing on record for the plate. Supports async delivery: set `Prefer: wait=N` for an inline result, pass `callback_url` to receive a POST when ready, or poll `GET /jobs/{id}`. ## OpenAPI ````yaml /api-reference/openapi.json post /pe/sbs/soat/v1 openapi: 3.1.0 info: title: Croma Marketplace API version: 1.0.0 description: >- Government-data APIs for Colombia, Peru, Mexico, United States, Brazil, and El Salvador, plus global web search. Croma normalizes public-sector data into structured JSON for product teams and AI agents. Every operation is a POST with a JSON body and an organization API key as a bearer token; every operation is an idempotent lookup and accepts an optional `Idempotency-Key` header. Paths carry their major version (`/v1`); the versioning and deprecation policy, including the `Deprecation` and `Sunset` headers a retiring endpoint sends, is at https://docs.usecroma.com/versioning. Rate limits are per organization and reported on every response (`RateLimit-Policy`, `X-RateLimit-*`): https://docs.usecroma.com/rate-limits. termsOfService: https://usecroma.com/en/terms contact: name: Croma support url: https://usecroma.com/en/support email: tomas@usecroma.com servers: - url: https://api.croma.run security: [] paths: /pe/sbs/soat/v1: post: tags: - Peru - SBS summary: SBS SOAT, CAT and Vehicle Insurance Report description: >- Look up a Peruvian vehicle plate's SOAT, CAT and vehicle insurance reports from SBS (Superintendencia de Banca, Seguros y AFP), Peru's banking and insurance regulator, in one call. The top level is SOAT (mandatory traffic-accident insurance): `accident_count` (accidents covered in the last 5 years), `policies` (issuing company, vehicle class/use, accidents per policy, policy/certificate number, coverage window, status VIGENTE/VENCIDA/ANULADA, annulment date and reason, rectification date), `has_active_soat` with the current policy as `active`, and `coverages`. `vehicle_insurance` is the private Seguro Vehicular report with the same policy shape and `has_active_policy`. `cat` is the CAT report (certificates AFOCATs issue to public transport vehicles), with `certificates`, `has_active_cat` and `coverages`. `found: false` at any level means that report has nothing on record for the plate. Supports async delivery: set `Prefer: wait=N` for an inline result, pass `callback_url` to receive a POST when ready, or poll `GET /jobs/{id}`. operationId: sbs_soat parameters: - $ref: '#/components/parameters/IdempotencyKey' - $ref: '#/components/parameters/Prefer' requestBody: required: true content: application/json: schema: type: object required: - plate properties: plate: type: string pattern: ^[A-Za-z0-9-]{4,10}$ description: The vehicle plate to look up (4-10 characters). callback_url: type: string format: uri description: POST the job result here when it finishes. additionalProperties: false example: plate: ABC123 responses: '200': description: Successful response headers: X-Request-Id: $ref: '#/components/headers/X-Request-Id' RateLimit-Policy: $ref: '#/components/headers/RateLimit-Policy' Idempotency-Key: $ref: '#/components/headers/Idempotency-Key' Deprecation: $ref: '#/components/headers/Deprecation' Sunset: $ref: '#/components/headers/Sunset' X-RateLimit-Limit: $ref: '#/components/headers/X-RateLimit-Limit' X-RateLimit-Remaining: $ref: '#/components/headers/X-RateLimit-Remaining' X-RateLimit-Reset: $ref: '#/components/headers/X-RateLimit-Reset' X-Cache: $ref: '#/components/headers/X-Cache' content: application/json: schema: $ref: '#/components/schemas/SbsSoatResponse' '202': description: >- Accepted — the result is being computed asynchronously. Poll `job.status_url` (GET /jobs/{id}) or supply `callback_url` to have the result POSTed to you. Returned when `Prefer: wait` elapses before completion, or immediately when `callback_url` is set. headers: X-Request-Id: $ref: '#/components/headers/X-Request-Id' Retry-After: $ref: '#/components/headers/Retry-After' Location: description: Absolute URL to poll for job status. schema: type: string format: uri example: https://api.croma.run/jobs/run_123 X-Job-Id: description: Id of the created job. schema: type: string content: application/json: schema: $ref: '#/components/schemas/JobEnvelope' '400': description: Invalid request body headers: X-Request-Id: $ref: '#/components/headers/X-Request-Id' RateLimit-Policy: $ref: '#/components/headers/RateLimit-Policy' Idempotency-Key: $ref: '#/components/headers/Idempotency-Key' Deprecation: $ref: '#/components/headers/Deprecation' Sunset: $ref: '#/components/headers/Sunset' content: application/json: schema: $ref: '#/components/schemas/ApiError' '401': description: Missing or invalid API key headers: X-Request-Id: $ref: '#/components/headers/X-Request-Id' RateLimit-Policy: $ref: '#/components/headers/RateLimit-Policy' Idempotency-Key: $ref: '#/components/headers/Idempotency-Key' Deprecation: $ref: '#/components/headers/Deprecation' Sunset: $ref: '#/components/headers/Sunset' content: application/json: schema: $ref: '#/components/schemas/ApiError' '429': description: Rate limit exceeded headers: X-Request-Id: $ref: '#/components/headers/X-Request-Id' RateLimit-Policy: $ref: '#/components/headers/RateLimit-Policy' Idempotency-Key: $ref: '#/components/headers/Idempotency-Key' Deprecation: $ref: '#/components/headers/Deprecation' Sunset: $ref: '#/components/headers/Sunset' X-RateLimit-Limit: $ref: '#/components/headers/X-RateLimit-Limit' X-RateLimit-Remaining: $ref: '#/components/headers/X-RateLimit-Remaining' X-RateLimit-Reset: $ref: '#/components/headers/X-RateLimit-Reset' Retry-After: $ref: '#/components/headers/Retry-After' content: application/json: schema: $ref: '#/components/schemas/ApiError' '500': description: Internal error headers: X-Request-Id: $ref: '#/components/headers/X-Request-Id' RateLimit-Policy: $ref: '#/components/headers/RateLimit-Policy' Idempotency-Key: $ref: '#/components/headers/Idempotency-Key' Deprecation: $ref: '#/components/headers/Deprecation' Sunset: $ref: '#/components/headers/Sunset' content: application/json: schema: $ref: '#/components/schemas/ApiError' '502': description: Upstream source returned an error headers: X-Request-Id: $ref: '#/components/headers/X-Request-Id' RateLimit-Policy: $ref: '#/components/headers/RateLimit-Policy' Idempotency-Key: $ref: '#/components/headers/Idempotency-Key' Deprecation: $ref: '#/components/headers/Deprecation' Sunset: $ref: '#/components/headers/Sunset' content: application/json: schema: $ref: '#/components/schemas/ApiError' security: - bearerAuth: [] externalDocs: description: Interactive documentation and examples url: https://docs.usecroma.com/guides/peru/sbs-soat components: parameters: IdempotencyKey: name: Idempotency-Key in: header required: false description: >- Optional client-chosen key for this request (any string up to 255 characters, e.g. a UUID). Every Croma operation is an idempotent lookup: repeating a request with the same body returns the same result and creates nothing, so retrying after a timeout or network failure is always safe. The key is echoed back in the `Idempotency-Key` response header so you can correlate a retry with its first attempt. Each attempt that reaches the API counts against the rate limit. schema: type: string maxLength: 255 example: 0f8e9a42-6b7c-4d1e-9a3f-2c5d7e8f9a0b Prefer: name: Prefer in: header required: false description: >- Set `wait=N` to hold the connection up to N seconds for an inline result. If the job finishes in time you get the normal 200 body; otherwise a 202 with a `status_url` to poll. schema: type: string example: wait=30 headers: X-Request-Id: description: Unique id for the request (req_…). Include it in support reports. schema: type: string RateLimit-Policy: description: >- Quota policy for this endpoint as an IETF RateLimit-Policy structured field, e.g. `"default";q=100;w=86400` (100 requests per 86400-second window per organization). Endpoints with an extra hourly ceiling list both policies, e.g. `"webSearch";q=10;w=3600, "default";q=100;w=86400`. Present on every response, including 401 and 429. schema: type: string example: '"default";q=100;w=86400' Idempotency-Key: description: >- The `Idempotency-Key` the request carried, echoed back unchanged. Absent when the request sent none. schema: type: string Deprecation: description: >- Present only on an endpoint version scheduled for removal: the date the deprecation took effect (RFC 9745). A `Sunset` header and a `Link` with `rel="successor-version"` accompany it. Policy: https://docs.usecroma.com/versioning schema: type: string example: '@1767225600' Sunset: description: >- Present only on an endpoint version scheduled for removal: the date after which it answers 410 (RFC 8594). Announced in the changelog at least 90 days ahead. schema: type: string format: date-time example: Wed, 01 Apr 2026 00:00:00 GMT X-RateLimit-Limit: description: Requests allowed in the current window. schema: type: integer X-RateLimit-Remaining: description: Requests left before you are throttled. schema: type: integer X-RateLimit-Reset: description: ISO 8601 timestamp when the window resets. schema: type: string format: date-time X-Cache: description: >- HIT or MISS. Cached hits spend no credits, but still count toward an hourly ceiling. schema: type: string enum: - HIT - MISS Retry-After: description: Seconds to wait before retrying. schema: type: integer schemas: SbsSoatResponse: type: object required: - data properties: data: $ref: '#/components/schemas/SbsSoatData' JobEnvelope: type: object required: - job - data - error description: >- Returned by async-capable endpoints (202) and by GET /jobs/{id}. `data` holds the endpoint's normal result once `status` is `completed`; `error` is populated once `status` is `failed`. properties: job: type: object required: - id - status - endpoint - created_at - finished_at - status_url properties: id: type: string status: type: string enum: - queued - running - completed - failed - canceled - expired endpoint: type: string description: The endpoint path that created this job. created_at: type: - string - 'null' format: date-time finished_at: type: - string - 'null' format: date-time status_url: type: string format: uri description: GET this URL to poll the job. data: description: The endpoint's normal result object once completed; null until then. oneOf: - type: object - type: 'null' error: description: Populated once the job has failed; null otherwise. oneOf: - type: object required: - type - code - message properties: type: type: string code: type: string message: type: string - type: 'null' ApiError: type: object required: - error properties: error: type: object required: - type - code - message properties: type: type: string description: >- Broad category: invalid_request_error, authentication_error, not_found_error, rate_limit_error, upstream_error, api_error. code: type: string description: Machine-readable specific code. message: type: string description: Human-readable explanation, safe to surface in UI. param: type: string description: Field that triggered the error. Present on validation errors. details: type: object description: Free-form structured detail. SbsSoatData: type: object properties: found: type: boolean description: Whether the source returned SOAT information for the plate. plate: type: string description: Echoes the searched plate (trimmed, uppercased). report_date: anyOf: - type: string - type: 'null' description: Query timestamp the source stamps (ISO, when parseable). data_through: anyOf: - type: string - type: 'null' description: '"Información actualizada a" label (e.g. "AGOSTO 2026"), passthrough.' accident_count: type: number description: 'Siniestralidad: accidents covered by SOAT in the last 5 years.' has_active_soat: type: boolean description: True when a policy is currently in force (VIGENTE). active: anyOf: - type: object properties: company: type: string description: >- Issuing insurance company (e.g. "Interseguro", "Rímac Seguros"). vehicle_class: type: string description: >- Vehicle class (e.g. "Automóvil", "Camioneta Pick up", "Vehículo menor urbano"). vehicle_use: type: string description: Vehicle use (e.g. "Particular", "Transporte Urbano"). accident_count: type: number description: Accidents covered by this policy or certificate. policy_number: type: string certificate_number: type: string start_date: anyOf: - type: string - type: 'null' description: Coverage start date (yyyy-mm-dd when parseable). end_date: anyOf: - type: string - type: 'null' description: Coverage end date (yyyy-mm-dd when parseable). status: type: string enum: - VIGENTE - VENCIDA - ANULADA description: >- Derived from the coverage window and the source's own comment. annulled_date: anyOf: - type: string - type: 'null' description: Annulment date when the comment reports one. annulment_reason: anyOf: - type: string - type: 'null' description: >- Why it was annulled when the comment says (e.g. "falta de pago"), else null. rectified_date: anyOf: - type: string - type: 'null' description: >- Date the insurer last rectified the record, when the comment reports one. comment: anyOf: - type: string - type: 'null' description: >- The source's comment, e.g. an annulment or rectification note. required: - company - vehicle_class - vehicle_use - accident_count - policy_number - certificate_number - start_date - end_date - status - annulled_date - annulment_reason - rectified_date - comment - type: 'null' description: The current (VIGENTE) policy when present, else null. count: type: number description: Number of policies on record. policies: type: array items: type: object properties: company: type: string description: >- Issuing insurance company (e.g. "Interseguro", "Rímac Seguros"). vehicle_class: type: string description: >- Vehicle class (e.g. "Automóvil", "Camioneta Pick up", "Vehículo menor urbano"). vehicle_use: type: string description: Vehicle use (e.g. "Particular", "Transporte Urbano"). accident_count: type: number description: Accidents covered by this policy or certificate. policy_number: type: string certificate_number: type: string start_date: anyOf: - type: string - type: 'null' description: Coverage start date (yyyy-mm-dd when parseable). end_date: anyOf: - type: string - type: 'null' description: Coverage end date (yyyy-mm-dd when parseable). status: type: string enum: - VIGENTE - VENCIDA - ANULADA description: Derived from the coverage window and the source's own comment. annulled_date: anyOf: - type: string - type: 'null' description: Annulment date when the comment reports one. annulment_reason: anyOf: - type: string - type: 'null' description: >- Why it was annulled when the comment says (e.g. "falta de pago"), else null. rectified_date: anyOf: - type: string - type: 'null' description: >- Date the insurer last rectified the record, when the comment reports one. comment: anyOf: - type: string - type: 'null' description: The source's comment, e.g. an annulment or rectification note. required: - company - vehicle_class - vehicle_use - accident_count - policy_number - certificate_number - start_date - end_date - status - annulled_date - annulment_reason - rectified_date - comment description: Policy history, newest first as the source returns it. coverages: type: array items: type: object properties: coverage: type: string description: Covered event (e.g. "Fallecimiento", "Gastos médicos"). amount: type: string description: Coverage amount as the source states it (e.g. "Hasta 5 UIT"). required: - coverage - amount description: What a SOAT policy covers, and up to how much. vehicle_insurance: type: object properties: found: type: boolean report_date: anyOf: - type: string - type: 'null' description: Query timestamp the source stamps (ISO, when parseable). data_through: anyOf: - type: string - type: 'null' description: >- "Información actualizada a" label (e.g. "AGOSTO 2026"), passthrough. accident_count: type: number description: Accidents covered in the last 5 years. count: type: number has_active_policy: type: boolean description: True when a vehicle insurance policy is currently in force. active: anyOf: - type: object properties: company: type: string description: >- Issuing insurance company (e.g. "Interseguro", "Rímac Seguros"). vehicle_class: type: string description: >- Vehicle class (e.g. "Automóvil", "Camioneta Pick up", "Vehículo menor urbano"). vehicle_use: type: string description: Vehicle use (e.g. "Particular", "Transporte Urbano"). accident_count: type: number description: Accidents covered by this policy or certificate. policy_number: type: string certificate_number: type: string start_date: anyOf: - type: string - type: 'null' description: Coverage start date (yyyy-mm-dd when parseable). end_date: anyOf: - type: string - type: 'null' description: Coverage end date (yyyy-mm-dd when parseable). status: type: string enum: - VIGENTE - VENCIDA - ANULADA description: >- Derived from the coverage window and the source's own comment. annulled_date: anyOf: - type: string - type: 'null' description: Annulment date when the comment reports one. annulment_reason: anyOf: - type: string - type: 'null' description: >- Why it was annulled when the comment says (e.g. "falta de pago"), else null. rectified_date: anyOf: - type: string - type: 'null' description: >- Date the insurer last rectified the record, when the comment reports one. comment: anyOf: - type: string - type: 'null' description: >- The source's comment, e.g. an annulment or rectification note. required: - company - vehicle_class - vehicle_use - accident_count - policy_number - certificate_number - start_date - end_date - status - annulled_date - annulment_reason - rectified_date - comment - type: 'null' description: The current (VIGENTE) policy when present, else null. policies: type: array items: type: object properties: company: type: string description: >- Issuing insurance company (e.g. "Interseguro", "Rímac Seguros"). vehicle_class: type: string description: >- Vehicle class (e.g. "Automóvil", "Camioneta Pick up", "Vehículo menor urbano"). vehicle_use: type: string description: Vehicle use (e.g. "Particular", "Transporte Urbano"). accident_count: type: number description: Accidents covered by this policy or certificate. policy_number: type: string certificate_number: type: string start_date: anyOf: - type: string - type: 'null' description: Coverage start date (yyyy-mm-dd when parseable). end_date: anyOf: - type: string - type: 'null' description: Coverage end date (yyyy-mm-dd when parseable). status: type: string enum: - VIGENTE - VENCIDA - ANULADA description: >- Derived from the coverage window and the source's own comment. annulled_date: anyOf: - type: string - type: 'null' description: Annulment date when the comment reports one. annulment_reason: anyOf: - type: string - type: 'null' description: >- Why it was annulled when the comment says (e.g. "falta de pago"), else null. rectified_date: anyOf: - type: string - type: 'null' description: >- Date the insurer last rectified the record, when the comment reports one. comment: anyOf: - type: string - type: 'null' description: >- The source's comment, e.g. an annulment or rectification note. required: - company - vehicle_class - vehicle_use - accident_count - policy_number - certificate_number - start_date - end_date - status - annulled_date - annulment_reason - rectified_date - comment description: >- Vehicle insurance policies, newest first as the source returns them. required: - found - report_date - data_through - accident_count - count - has_active_policy - active - policies description: The plate's private vehicle insurance (Seguro Vehicular) report. cat: type: object properties: found: type: boolean report_date: anyOf: - type: string - type: 'null' description: Query timestamp the source stamps (ISO, when parseable). data_through: anyOf: - type: string - type: 'null' description: >- "Información actualizada a" label (e.g. "AGOSTO 2026"), passthrough. accident_count: type: number description: Accidents covered in the last 5 years. count: type: number has_active_cat: type: boolean description: True when a CAT certificate is currently in force. active: anyOf: - type: object properties: company: type: string description: >- Issuing AFOCAT (the regional fund that issues CAT certificates). vehicle_class: type: string description: >- Vehicle class (e.g. "Automóvil", "Camioneta Pick up", "Vehículo menor urbano"). vehicle_use: type: string description: Vehicle use (e.g. "Particular", "Transporte Urbano"). accident_count: type: number description: Accidents covered by this policy or certificate. certificate_number: type: string start_date: anyOf: - type: string - type: 'null' description: Coverage start date (yyyy-mm-dd when parseable). end_date: anyOf: - type: string - type: 'null' description: Coverage end date (yyyy-mm-dd when parseable). status: type: string enum: - VIGENTE - VENCIDA - ANULADA description: >- Derived from the coverage window and the source's own comment. annulled_date: anyOf: - type: string - type: 'null' description: Annulment date when the comment reports one. annulment_reason: anyOf: - type: string - type: 'null' description: >- Why it was annulled when the comment says (e.g. "falta de pago"), else null. rectified_date: anyOf: - type: string - type: 'null' description: >- Date the insurer last rectified the record, when the comment reports one. comment: anyOf: - type: string - type: 'null' description: >- The source's comment, e.g. an annulment or rectification note. required: - company - vehicle_class - vehicle_use - accident_count - certificate_number - start_date - end_date - status - annulled_date - annulment_reason - rectified_date - comment - type: 'null' description: The current (VIGENTE) certificate when present, else null. certificates: type: array items: type: object properties: company: type: string description: >- Issuing AFOCAT (the regional fund that issues CAT certificates). vehicle_class: type: string description: >- Vehicle class (e.g. "Automóvil", "Camioneta Pick up", "Vehículo menor urbano"). vehicle_use: type: string description: Vehicle use (e.g. "Particular", "Transporte Urbano"). accident_count: type: number description: Accidents covered by this policy or certificate. certificate_number: type: string start_date: anyOf: - type: string - type: 'null' description: Coverage start date (yyyy-mm-dd when parseable). end_date: anyOf: - type: string - type: 'null' description: Coverage end date (yyyy-mm-dd when parseable). status: type: string enum: - VIGENTE - VENCIDA - ANULADA description: >- Derived from the coverage window and the source's own comment. annulled_date: anyOf: - type: string - type: 'null' description: Annulment date when the comment reports one. annulment_reason: anyOf: - type: string - type: 'null' description: >- Why it was annulled when the comment says (e.g. "falta de pago"), else null. rectified_date: anyOf: - type: string - type: 'null' description: >- Date the insurer last rectified the record, when the comment reports one. comment: anyOf: - type: string - type: 'null' description: >- The source's comment, e.g. an annulment or rectification note. required: - company - vehicle_class - vehicle_use - accident_count - certificate_number - start_date - end_date - status - annulled_date - annulment_reason - rectified_date - comment description: CAT certificates, newest first as the source returns them. coverages: type: array items: type: object properties: coverage: type: string description: Covered event (e.g. "Fallecimiento", "Gastos médicos"). amount: type: string description: >- Coverage amount as the source states it (e.g. "Hasta 5 UIT"). required: - coverage - amount description: What a CAT certificate covers, and up to how much. required: - found - report_date - data_through - accident_count - count - has_active_cat - active - certificates - coverages description: >- The plate's CAT report: certificates issued by AFOCATs, the regional funds that cover public transport vehicles in place of SOAT. required: - found - plate - report_date - data_through - accident_count - has_active_soat - active - count - policies - coverages - vehicle_insurance - cat securitySchemes: bearerAuth: type: http scheme: bearer description: 'Use Authorization: Bearer YOUR_API_KEY' ````